Calm Money Tracker

Private • Saved on this device

Daily quote

Optional sign-in (coming soon)

You can use this tracker without an account. In Phase 2 we can add optional sign-in for people who want to sync across devices or use incognito without losing data.

Money out

Spending + debt payments

Total debt remaining

$0.00

Payments due / overdue (today)

Payments due this month

Overdue + upcoming in the current month

Tap to expand / collapse

Debts

View & edit

Tap to expand / collapse

Your debts

View & edit spending and debt entries

Spending + debt entries

Tap to expand / collapse

Money in

Income + your “leftover” balance tracking

Balance tracking

$0.00

Income due / overdue (today)

Income due this month

Overdue + upcoming in the current month

Tap to expand / collapse

Reminders

View, edit, delete

Tap to expand / collapse

Recurring + one-time reminders

Tip: edit “next due date” if a benefit or bill date changes.

View & edit income entries

Income entries

Tap to expand / collapse

Goals & trophies

Goals

Trophies

Streak trophies never reverse

Summary

Income vs money out

Shows totals for the selected tab (weekly/monthly/all-time).

Top spending categories

Shows top categories for the selected tab.

View & edit entries

Edit dates/amounts instead of deleting

How to use this tracker

  1. Start with debts: add each debt balance so “Total debt remaining” stays accurate.
  2. Log or schedule: if you enter a future date, it becomes a reminder you can confirm later.
  3. Use reminders for busy days: set up recurring or one-time reminders so confirming is quick.
  4. Balance tracking: set a starting balance if you want “available balance”.
  5. Incognito note: incognito usually clears storage when you close the browser — optional sign-in will solve that later.